Pre-launch · QuickBooks Online + Xero
The AI credit controller that actually reads the replies.
ReplyChase plugs into QuickBooks Online or Xero and chases your overdue B2B invoices from your own email domain. When debtors write back — excuses, disputes, instalment requests — it reads the thread and drafts the resolution. You approve every action from a one-click daily digest.
Supervised by design — nothing sends without your approval.
Invoice #2041 — Harwood & Vale Ltd
£3,240.00 · 34 days overdue
Dan Harwood <dan@harwoodvale.co.uk>
Tue 7:41am
We never received invoice #2041? Happy to settle it but there’s nothing in our inbox or accounts folder — can you resend?
Sarah Cole <accounts@yourcompany.co.uk>
Drafted by ReplyChase · Tue 7:43am
Hi Dan — no problem at all, that happens. I’ve re-attached invoice #2041 for £3,240.00, originally due 29 May. There’s a payment link below if that’s easier than a bank transfer. Thanks for the quick reply.
Approved by you, 8:02am · in the audit log
A resolved thread in ReplyChase. The reply is the hard part — that’s the part we built first.
56%
of US small businesses are owed money — $17.5k on average
Intuit 2025 Late Payments Report
~14 hrs
per week spent on collections admin at a typical SMB
chasing, reconciling, re-sending
£26B
owed to UK SMEs at any given time
outstanding late payments
The gap in every reminder tool
Reminders are a solved problem. Replies are where invoices go to die.
Any tool can send “polite reminder #3”. The moment a debtor writes back, existing tools hand the thread to you — and it sits in your inbox for a fortnight. ReplyChase handles the four replies that stall most B2B invoices:
“We never got the invoice.”
The classic. ReplyChase re-attaches the PDF, restates the amount and due date, and drops in a payment link — so the excuse dies in one email instead of three weeks.
“Can we pay in instalments?”
It proposes a payment plan inside guardrails you set — minimum instalment, maximum duration, deposit required. You approve the plan before it's offered.
“We're disputing this line item.”
Chasing pauses immediately. The dispute is logged with the debtor's exact words and flagged for you — no automated nagging while a genuine disagreement is open.
“Payment is going out Friday.”
Promises to pay get a date attached. If Friday passes with no money in the ledger, the follow-up goes out — polite, specific, and referencing their own promise.
How it works
Three steps, and the third one is the point.
01
Connect your ledger
Link QuickBooks Online or Xero in a couple of minutes. ReplyChase reads your open invoices, due dates and payment history — nothing is sent yet.
02
AI chases and handles replies
Personalised escalation emails go from your own domain, in your name. When debtors reply, ReplyChase reads the thread and drafts the resolution — resend, plan, pause, or follow-up.
03
You approve from a daily digest
One email a morning. Every proposed action listed, one click to approve or hold each. Nothing reaches a customer without your say-so.
The obvious worry
“Will a robot upset my best client?”
Fair question — your receivables are your relationships. That’s exactly why ReplyChase is supervised rather than autonomous. It does the reading, drafting and tracking; the judgement stays with you.
Supervised, never autopilot
Every email, every payment plan, every escalation step waits for your approval in the daily digest. ReplyChase drafts; you decide.
Per-debtor tone control
Your biggest client gets 'gentle nudge'. The serial late-payer on their third broken promise gets 'firm'. You set the dial per debtor, and it sticks.
A full audit log
Every message sent, every reply received, every decision you approved — timestamped and exportable. If a client ever asks 'what did you send me?', you have the answer in seconds.
Zero-tolerance guardrails
No threats, no legal language, no negotiating outside the rules you set. If a reply falls outside what ReplyChase is confident handling, it stops and asks you.
Founding partners · 5 slots
Help us build it. Pay $99/mo — for life.
We’re taking five design partners: businesses on QuickBooks Online or Xero with real overdue invoices, willing to give blunt feedback every fortnight. In exchange: founder pricing of $99/mo locked for as long as you stay, direct access to us, and a product shaped around your ledger.
The deal is simple: if ReplyChase doesn’t recover more than the fee in your first month, that month is refunded. No small print.
$99/mo
locked for life · 5 slots · first month refundable
Applying adds you to the waitlist with a founding-partner flag — we’ll reply personally within 48h.
Waitlist
Stop being your own credit controller.
Join the waitlist and we'll be in touch within 48h. Tell us your biggest late-payment headache — the first cohort is chosen from the answers.